Who are you trying to protect yourself against,
If you are afraid your mom will see your porn collection
probably any dumb little encryption will work.If you think the NSA is after you, you need something heavier
and there are a lot of gray levels in between.
For encrypting files on your own computer you probably
want to use a symetric key method. The same secret key
is used for encryption and decription.
A good ciepher to use is AES with 128bit key.
This is considered safe, there is no known method
of cracking AES.
I would use this method, the password is something
only you remember(some long phrase/sentance)
you hash it with MD5 and use it as a key for AES.
DRYICE